If you take a look at personal injury law, it is quite clear that you have the possibility of representing yourself during the entire procedure. You do not have to hire an attorney if you do not want to. This is something to take into account in the event that the case is very simple but when it is highly complicated, you should hire Boston MA personal injury lawyers from stoneinjurylawyers.com to help you. In the paragraphs below, we will discuss determining when you actually need the help of the attorneys.
Remember that insurance companies will always fight for their clients and represent them in court. A lawyer is very hard to fight against since you do not know the law as they do. Whenever there is a lawyer thrown against you during the injury claims process, it is quite obvious you have to hire one yourself. This is especially the case when faced with small claims court. You should also consider the help of the attorney in situations like the following.
Injuries Are More Serious Than Initially Imagined
It is normal to feel a little reluctant when it comes to hiring personal injury attorneys. This is especially true when injuries are minor. As an example, if you just bruise your arm, hiring the attorney does not really make sense. If this is the case and you see that the insurance company is making a settlement offer that covers the medical bills plus something extra, finding legal representation is not really necessary.
When faced with more serious cases, you do need to seriously consider discussing your case with a personal injury attorney. Also, you should remember the following:
- Minor injuries can be major injuries – Sometimes, what seems to be a minor injury often becomes a major injury. If you accepted the settlement offer before analyzing how your injury really is, you cannot ask for more. Good personal injury attorneys make sure you know exactly what your medical situation is before making a final decision.
- You should receive pain and suffering financial damages – This, together with emotional distress, need to be considered in several injury cases. If these do apply to your case, you have to receive more and the insurance companies will surely not want to give you the whole amount.
Contingency Fee Agreements
You might not want to hire a personal injury attorney because you believe you would pay too much for the services offered. This is not actually something to take into account since all the best injury attorneys will work with the use of contingency fees. The personal injury attorney is simply not going to receive money when the case is not won.
While filing for the insurance claim
If you want to get the maximum from the insurance company, then you definitely need an attorney. Despite being a claimant and injured person, your insurance company won’t just hand over everything to you. Therefore, you might need a little bit of help. Why? Because there are a lot of legal terms that might not seem that much important but can be used in favor or against you. And because lawyers are familiar with these terms, they can be of great help to you.
Suppose you got injured and the injuries did not seem to be of a serious extent. However, after a day or two, you realized that they are getting worse. So now, if you contact the insurance company, they might cover your medical bills but won’t pay much. They are doing business not providing social service. Therefore, even if they claim to cover your medical expenses, they will also try to minimize their financial burden.
And in order to do so, they will try to put some blame on you. Thus, they won’t cover all the medical bills but some of them.
Why would they do so…
This situation becomes more serious if you are dealing with the insurance company of the other party. So now you know? If someone got in an accident with you, he will ask his insurance company to compensate you. Therefore, to reduce their financial burden, they might use some tricks to make you ask for a smaller amount.
And you think you can win against them? An insurance company? Well, you might, if you think so. But you must also know that they have a whole team of lawyers and attorneys with expertise in this. Therefore, despite your cleverness, they will have the upper hand. That is why having your personal attorney will be of great help to you. At the very least, you would be able to get the right treatment.
When you are getting a hard time with the insurance company
Told you, they won’t easily put the money in your account. There is a chance that the company denies your claim. They won’t accept your claim right away. Therefore, you need proves. However, you might not imagine this but even with proves, they can reject your claim. We won’t get into the details of how they do so because there is not a simple answer to that.
However, there is this one thing that you should know. If you are claiming insurance money after a while, things will be harder for you. For example, you got a late checkup because you did not took things seriously. And just then, you are told that you will need longer treatment.
Therefore, the cost is more. However, the insurance company might reject your claim saying that you are lying. Therefore, you will need an attorney at this moment. He will lead your case and get the money for you.
At the end of the day, we can say that it is a very good idea to at least discuss your case with a personal injury attorney. During this initial consultation, you will actually be told if the case is not that serious and if the settlement deal is very easy to obtain. Basically, the attorney will not even want to get involved if their services are not actually needed.